Free loan calculators for mortgage payments, auto loans, student loans, HELOC, refinancing, and debt consolidation — instant estimates with full amortization schedules.
Estimate your monthly mortgage payment, total interest, and view a complete amortization schedule.
Estimate your monthly auto loan payment with trade-in, sales tax, and APR. Full amortization included.
Estimate monthly student loan payments and total interest paid. Models federal and private loans.
Calculate available home equity, maximum credit line, draw period payments, and repayment schedule.
Compare monthly savings, break-even point to recoup closing costs, and total lifetime interest savings.
Compare current debts vs. a single consolidation loan — monthly savings and total interest side-by-side.
Calculate monthly payments, total interest, and true APR for any personal loan. Compare terms from 12 to 84 months with full amortization schedule.
Calculate your monthly car lease payment using money factor, residual value, and cap cost. Compare leasing vs. buying and see total cost of ownership for any vehicle.
Generate a full loan amortization schedule with month-by-month principal and interest breakdown. Supports mortgages, auto loans, and personal loans with an optional extra payment scenario.
Estimate your reverse mortgage proceeds, available credit line, and monthly payment option for HECM loans. See how home equity converts to retirement income based on age, home value, and interest rate.
Estimate itemized closing costs for any home purchase by state. See origination fees, title insurance, escrow, prepaid interest, transfer taxes, and total cash to close.
Find out how much house you can afford based on your income, monthly debts, down payment, and interest rate. Uses the 28/36 DTI rule with dynamic sliders.
Calculate your home equity loan payment, available equity, and total interest. See how much you can borrow based on your home value, mortgage balance, and LTV limit.
See how switching to biweekly mortgage payments or adding extra payments can shorten your loan by years and save thousands in interest. Includes full payoff schedule.